About the Foundation for Taxpayer and Consumer Rights

The Foundation for Taxpayer and Consumer Rights (FTCR) is a nationally recognized consumer group that has been fighting corrupt corporations and crooked politicians since 1985. Over the years, FTCR has saved Americans billions of dollars and improved countless peoples' lives by speaking out on behalf of patients, ratepayers and policyholders. Big Business has an endless amount of money and thousands of lobbyists working everyday to protect and increase their profits - no matter who it hurts. We get in their way and work to protect and improve the lives of American consumers and taxpayers.

FTCR's 2006 accomplishments include:

The California Department of Insurance finalized rules, after an FTCR-led eighteen year battle with insurance companies, to end ZIP-code based auto insurance discrimination. Insurance companies have begun to implement the new rules that make a driver's safety record and annual miles driven more important than their ZIP code for determining their insurance premium.
FTCR capped three years of auto, homeowners and medical malpractice insurance rate challenges by pushing down homeowners insurance premiums by about $460 million at the end of 2006 for a three year total approaching $850 million in savings for California insurance policyholders driven by FTCR's work.
California's Department of Insurance finalized long-awaited rules to guarantee that insurers don't profit excessively, that they appropriately verify mileage for auto policy pricing and that they reduce the price of title insurance policies.
FTCR organized patients and healthcare groups to block federal legislation that would have overridden state protections against the sale of junk health insurance policies.
FTCR convinced California's HMO regulator to develop new rules prohibiting health insurers from canceling coverage for sick patients under the insurer-contrived pretense the patients were not forthcoming on their enrollment application. The state regulator has scheduled hearings beginning in January 2007.
As a result of pressure brought by FTCR, California's Stem Cell Institute became one of the first government agencies in the nation to adopt rules requiring that when public funds are used to develop profitable cures, the taxpayers receive a payback through royalties.
The Patent and Trademark Office accepted a challenge brought by FTCR to three patents, held by the Wisconsin Alumni Research Foundation, that have severely hindered stem cell research in the United States and driven much research overseas, where the patents are not recognized.
FTCR's research on artificially high gasoline prices and prescription drug prices has fueled calls for federal legislation in the new Congress to punish gasoline price gouging and to have the government negotiate bulk discounts on prescription drug prices.

Watch A Short Video About FTCR's 20 Years of Public Interest Advocacy:

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About Our Staff:

Harvey Rosenfield, Founder

As the Foundation's founder, Harvey Rosenfield is one of the nation's foremost consumer advocates. Trained as a public interest lawyer, Rosenfield authored Proposition 103 and organized the campaign that led to its passage by California voters in 1988 despite over $80 million spent in opposition (still a record).

He has co-authored groundbreaking initiatives on HMO reform and utility rate deregulation (Proposition 9, 1998). Rosenfield is the author of the book, Silent Violence, Silent Death: The Hidden Epidemic of Medical Malpractice. (Essential Books, 1994).

Rosenfield, who established FTCR in 1985, has worked for the Federal Trade Commission, the U.S. Congress, in private practice, as a staff attorney for Ralph Nader's Public Citizen Congress Watch and as the Program Director for the California Public Interest Research Group (CalPIRG).

Rosenfield graduated magna cum laude from Amherst College and obtained a joint Law and Masters degree in Foreign Service from Georgetown University.

Jamie Court, President

FTCR's President is an award-winning and nationally recognized consumer advocate. Court is the author of Corporateering: How Corporate Power Steals Your Personal Freedom And What You Can Do About It (Tarcher/Putnam, June 2003). The Los Angeles Times writes, "Crisply written and lucidly argued, "Corporateering" will certainly strike a chord with those concerned about the erosion of their rights and looking for tips on how to fight back." (www.corporateering.org) Court is co-author of Making A Killing: HMOs and the Threat To Your Health (Common Courage Press, 1999) — which Publisher's Weekly says is "one of the most powerful indictments of the managed care industry." (www.makingakilling.org)

The Los Angeles Times calls Court "a tireless consumer advocate." The Wall Street Journal writes, "He's notorious for his dramatic, sharp-tongued attacks on the health- and auto-insurance industries, and on any politician who takes their campaign cash."

Court helped to pioneer the HMO patients' rights movement in the United States, sponsoring successful laws in California and aiding them elsewhere. He has also led major corporate campaigns to reform insurers, banks, oil companies, utilities and political practices. Court is a regulator commentator on National Public Radio's "Marketplace" program and on the Los Angeles Times op-ed page.

Court has also worked as an advocate for the homeless and as a community organizer. He has a degree in history from Pomona College.

Douglas Heller, Executive Director

In addition to being FTCR's Executive Director, Doug Heller is the Foundation's lead legislative and regulatory advocate on insurance and energy issues. Heller spearheaded the two-year battle for the nation's strongest whistleblower protections, which are now California law.

In the past year, Heller has worked with patient rights groups around the country speaking to lawmakers and media about the necessity of insurance regulation and the injustice of restrictions on the legal rights of victims of medical negligence. Heller has authored numerous reports on issues such as energy deregulation, medical malpractice and insurance industry low-balling. He is a participant in a number of California insurance and consumer oriented boards and panels.

Heller led the 2001 lobbying effort against a legislative bailout of California electric utilities. Through both advocacy work and community outreach, Heller has been the state's consumer leader in the effort to implement and expand the nation's first low-cost auto insurance program for low-income motorists.

Prior to advocacy work, Heller was an FTCR organizer, training and managing volunteers. After receiving his B.A. in Political Science from the University of California, Berkeley, Heller spent two years as a public school teacher in rural Louisiana.

Pamela Pressley, Litigation Director

FTCR's Litigation Director, Pamela Pressley heads up FTCR's legal advocacy and regulatory efforts. Through challenges to insurance industry rate hike proposals Pressley was responsible for saving California policyholders $62 million in 2003. She has taken on law-breaking officials, representing the People of California in a conflict of interest case against a Public Utilities Commissioner.

Additionally, Pressley has enforced the Telephone Consumer Protection Act, obtaining fines against junk faxers and has submitted briefs to the Court of Appeal to enforce that federal law. Pressley also leads FTCR's efforts to enforce Proposition 103's mandates to protect California insurance policyholders against discriminatory practices and premium overcharges, including through rulemaking proceedings before the California Department of Insurance and court actions.

Pressley received her B.A. in Sociology from UCLA and her J.D. from Pepperdine University School of Law. Before joining FTCR, Pressley worked for CALPIRG as their Consumer Attorney and as a staff attorney for the Center for Law in the Public Interest, a non-profit, public interest law firm specializing in consumer, environmental and civil rights advocacy and litigation.

Jerry Flanagan, Health Care Advocate

Jerry Flanagan is FTCR's lead advocate on health care reform and personal privacy issues and is recognized as one of California's leading analysts of legislative efforts to address those issues.

In the last year, Flanagan has led an effort to expose the illegal practice of health insurers retroactively canceling coverage and led a successful national campaign to stop federal legislation to expand "junk insurance" that does not provide real protections when patients get sick. Flanagan contributed to an exposé on junk insurance by PBS' national program "NOW" which can be viewed on our website.

Flanagan recently organized two train trips to Canada to promote national prescription drug bulk purchasing to reduce the price of prescription drugs. The two three-day FTCR "Rx Express" train trips resulted in 300 television appearances with a cumulative Nielsen audience of 65 million viewers, as well as 70 newspaper articles and more than 100 radio interviews. A documentary on the Rx Express, Riding the Rails, may be viewed on our website.

Prior to joining FTCR, Flanagan wrote and won passage of one of the nation's strongest HMO accountability measures, which was signed into law in New Jersey on July 30, 2001. Flanagan received a BA in Social/Cultural Anthropology and in Rhetoric from the University of California, Berkeley.

Carmen Balber, Consumer Advocate

Consumer Advocate Carmen Balber has been with the Foundation for Taxpayer and Consumer Rights for over six years. Through media outreach, citizen organizing and public education, Balber ran the campaigns to pass the nation's strongest conflict of interest protections, the Oaks Project's Taxpayer Protection Acts, in five cities across California. Balber coordinated citizen organizing efforts in FTCR's successful grassroots campaign to block a legislative utility bailout in 2001, including leading a three-week volunteer lobbying effort in Sacramento at the end of the 2001 legislative session.

More recently, Balber has spearheaded FTCR's corporate reform campaign, leading the ongoing effort to pass Corporate Three Strikes legislation in California. Balber coordinates FTCR's public education efforts on medical malpractice, personal privacy issues and corporate accountability throughout the country. She is a consistent critic of special interest political influence and attempts by politicians to skirt campaign and ethics laws.

Before joining the Oaks Project and FTCR, Balber served as Assistant Canvass Director for the Colorado Public Interest Research Group (COPIRG). She holds a B.A. in Politics from Pomona College.

Todd M. Foreman, Staff Attorney

As part of FTCR's Legal Project, Foreman's work focuses primarily on challenging property and casualty insurance rates at the California Department of Insurance, and he assists in FTCR's efforts to protect consumers through public interest lawsuits.

Prior to attending law school, Foreman worked for the State PIRGs as a campus organizer, citizen outreach director and lead organizer; directed a grassroots environmental political action committee; and served as the lead consumer lobbyist against electric deregulation in Arkansas.

While at the UCLA School of Law, Foreman served as the Chief Managing Editor of both the UCLA Law Review and the UCLA Journal of Environmental Law and Policy. After law school and before joining FTCR, Foreman worked in private practice as a civil litigator.

Foreman received his B.S. in Interdisciplinary Social Science from Florida State University and his J.D. from UCLA School of Law, with concentrations in Critical Race Studies and Public Interest Law and Policy.

Kent A. McInnis, Jr., Director of Online Advocacy

Kent McInnis comes to FTCR after spending 8 years as a designer and art director in the world of commercial advertising. He has worked for industries such as entertainment, automotive, banking, computer technology, recruitment and corporate communications. Prior to that, Kent spent several years working in both the education and mental health fields for children as well as the elderly.

Kent has volunteered his time and skills to various issues, including fundraising efforts for a nationally recognized battered women's shelter, and movement & art therapy for abused children. Kent has a bachelor's degree in Fine Art from the University of Illinois, and continues that practice in a range of digital mediums including experimental photography, collage and video performance.

John M. Simpson, Stem Cell Project Director

John M. Simpson is a veteran journalist who held top editing positions at international, national and community newspapers. Most recently he was executive editor of Tribune Media Services International, a syndication company. He was previously deputy editor of USA Today and editor of its international edition.

Simpson taught journalism at Dublin City University in Ireland, and consulted for The Irish Times and The Gleaner in Jamaica. He served as president of the World Editors Forum. Recently he wrote FTCR's report, "Affordability, Accessibility & Accountability in California Stem Cell Research." His op-ed articles have appeared in the San Francisco Chronicle and the San Jose Mercury News, the Sacramento Bee, and the Wisconsin State Journal.

Simpson holds a B.A. in philosophy from Harpur College of SUNY Binghamton and was a Gannett Fellow at the Center for Asian and Pacific Studies at the University of Hawaii. He has an M.A. in Communication Management from the University of Southern California's Annenberg School for Communication.

Judy Dugan, Research Director

Judy Dugan concentrates as an advocate on health care reforms, oil industry issues and telecommunications. She also writes and edits foundation publications and conducts media outreach.

A former Deputy Editorial Page Editor for the Los Angeles Times, Dugan was the editor of a Pulitzer Prize-winning series on California government in 2004. She earlier held positions with the Times including Assistant Op-Ed Editor and Voices Editor.

Before joining the Los Angeles Times, Dugan was an editor and reporter for United Press International in Washington D.C. and Chicago from 1977 to 1988.

Dugan was also a Peace Corps volunteer in the Philippines and a small-business owner in North Conway, New Hampshire, but now she's sticking with California, and FTCR.

Mark Reback, Researcher/Advocate/Office Manager

Mark Reback has been with the FTCR for over five years, providing the advocacy and legal departments with research support, following the money trail from special interests to politicians, while also handling the day to day administrative work, along with maintaining FTCR's various websites. Reback also is responsible for maintaining FTCR's consumer complaint program and is often the primary contact for members of the public looking for consumer assistance.

In addition to his work with FTCR, Reback is an accomplished rock drummer/musician. Reback holds a B.A. in Business - Marketing from Colorado State University.