Caps Don't Work, Insurance Reform Does
Insurance and medical industry lobbyists point to California's restrictive medical malpractice law as evidence that legal restrictions on injured patients should be imposed throughout the nation. But malpractice caps failed to lower insurance premiums for California doctors. Doctors’ rates reached record highs when the malpractice cap was imposed. Only insurance regulation, passed by California voters as Proposition 103 in 1988, successfully lowered and stabilized rates.
Disproving Insurance Industry Lies
How Insurance Reform Lowered Doctor's Medical Malpractice Rates In California...And How Malpractice Caps Failed
In this groundbreaking report, FTCR shows the success of insurance regulation and dispels the myth that malpractice caps worked in California -- the model for so many proposals around the country.
View the Sacramento Bee graph (pictured to right) comparing insurance premiums after the California caps law, "MICRA," and after the passage of insurance reform Proposition 103.
Five Dangerous Myths about California's Medical Malpractice Restrictions
FTCR Testimony
FTCR advocates testify before Congress and throughout the country. FTCR has provided testimony before state lawmakers in Texas, Florida, Oklahoma,Connecticut, Washington and Oregon as well as Congress regarding the success of insurance reform in California, and the failure of malpractice caps to lower doctors’ insurance premiums.
February 27, 2003
Testimony of Harvey Rosenfield on Medical Malpractice Insurance Before the House Energy and Commerce Committee Subcommittee on Health
FTCR Founder Harvey Rosenfield presents testimony on the success of California Insurance reform, Proposition 103, in restraining medical malpractice insurance premiums and the failure of the state's severe malpractice liability caps to reduce rates.
February 10, 2003
Solving the Medical Malpractice Crisis Congressional Testimony of Harvey Rosenfield
FTCR founder Harvey Rosenfield's testimony concerning the impact of liability caps compared with insurance regulation on medical malpractice insurance rates before the the House Energy and Commerce Committee Subcommittee on Oversight and Investigations, in Langhorne, Pennsylvania.
Testimony of FTCR President Jamie Court
Testimony of FTCR Executive Director Douglas Heller
