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December 29, 2005
False Accounting: How Medical Malpractice Insurance Companies Inflate Losses to Justify Sudden Surges in Rates and Tort Reform
In this study, the Foundation for Taxpayer and Consumer Rights (FTCR) reviews the loss projections of medical malpractice insurance companies, beginning with the ýinsurance crisisý of the mid-1980s. The data show that medical malpractice insurers have historically inflated their loss projections and then revised their reported losses downward in subsequent years. The ýincurred lossesý that medical malpractice insurance companies initially reported for policies in effect in each of the years examined were, on average, 44% higher than the amount the insurers actually paid out on those policies.
October 25, 2004
Medical Malpractice Smoking Gun:
GE Medical Protective Document Reveals Caps Don't Work
GE Medical Protective, the nation's largest medical malpractice insurer, formally filed this document and data with the Texas Department of Insurance after the state enacted severe limits on non-economic damages for medical malpractice claims
September 29, 2004
FTCR's Analysis of Florida Amendment 3 on Nov. '04 Ballot
Proposal Would Restrict Rights of Injured Patients
FTCR concludes that Amendment 3 will (1) dramatically interfere with the right of injured patients in Florida to hire a lawyer to protect them; (2) encourage reckless and dangerous conduct by health care providers; (3) not lower the price of medical malpr
June 10, 2003
Medical Malpractice Executive Testifies That Malpractice Caps Do Not Reduce Risk
Written Testimony of SCPIE Executive In Response to Prop 103-Challenge to Rate Increase
Written testimony of SCPIE Assistant Vice President and Associate Actuary James Robertson, who claims that California's malpractice caps law, known as MICRA, does not reduce the risk of malpractice insurance in California. * See, in particular, page 4
February 27, 2003
Testimony of Harvey Rosenfield on Medical Malpractice Insurance
Before the House Energy and Commerce Committee Subcommittee on Health
FTCR President Harvey Rosenfield presents testimony on the success of California Insurance reform, Proposition 103, in restraining medical malpractice insurance premiums and the failure of the state's severe malpractice liability caps to reduce rates.
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